All documents and information on this website are protected by copyright. Except as specifically permitted, no portion of the documents or information on this website may be reproduced in any form or by any means without the express permission of Banker’s Toolbox, Inc.

Content and Liability Disclaimer

Banker’s Toolbox shall not be responsible for any errors or omissions and reserves the right to make changes anytime without notice. Mention of third-party products or services is provided for informational purposes only and constitutes neither an endorsement nor a recommendation by Banker’s Toolbox. All Banker’s Toolbox and third-party information provided on any Banker’s Toolbox website is provided on an “as is” basis. BANKER’S TOOLBOX DISCLAIMS ALL WARRANTIES, EXPRESSED OR IMPLIED, WITH REGARD TO ANY INFORMATION (INCLUDING ANY SOFTWARE, PRODUCTS, OR SERVICES) PROVIDED ON ANY BANKER’S TOOLBOX WEBSITE, INCLUDING THE IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. In no event shall Banker’s Toolbox be liable for any damages whatsoever, and in particular Banker’s Toolbox shall not be liable for direct, special, indirect, consequential, or incidental damages, or damages for lost profits, loss of revenue or loss of use, cost of replacement goods, loss or damage to data arising out of the use or inability to use the website. This includes damages arising from use of or in reliance on the documents or information present on any Banker’s Toolbox website (including any information posted or placed by anyone other than Banker’s Toolbox).

Third-party links

Banker’s Toolbox has provided links to Internet sites maintained by third parties. Access to any website linked to any Banker’s Toolbox website is not the responsibility of Banker’s Toolbox and Banker’s Toolbox is not responsible for the accuracy, or reliability of any content on such websites. Further, the presence of a link to a third-party site does not mean that Banker’s Toolbox endorses that site, its products, or views expressed there. Banker’s Toolbox provides these links merely for convenience and the presence of such third-party links are not an endorsement or recommendation by Banker’s Toolbox.


This agreement is effective until terminated by Banker’s Toolbox, at any time without notice.

Governing Law and Jurisdiction

This agreement shall be governed by and construed in accordance with the laws of the State of Texas without giving effect to any principles or conflicts of law. If any provision of this agreement shall be unlawful, void or for any reason unenforceable, then that provision shall be deemed severable from this agreement and shall not affect the validity and enforceability of any remaining provisions.