Banker’s Toolbox BSA & AML software, BAM+, is a powerful anti-money laundering and fraud prevention solution that detects and resolves suspicious financial activity. Every institution is different and our AML software is the only solution that can be tailored to fit your institution’s unique risk profile. 

BSA & AML Software

 

REQUEST A DEMO  JOIN A WEBINAR

Learn why customers choose BAM+ as their AML software.

BAM+ Features

Money Laundering Detection Simplify the detection process by using the appropriate fraud scenarios for your needs.

Data ValidationHave confidence in your data integrity with daily imports and multi-source validation.

Automated Risk Rating
Clearly define and document your risk tolerance with this risk rating model.
SAR Preparation & E-Filing User-friendly workflows with beginning to end case management. CTR Automation Aggregate data and gain efficiency with CTR Automation. Case Management Easy to use workflows and a centralized destination for all cases give you a better view of institutional activity.
Customer Due Diligence Gain assurance you are gathering and recording all the right information on your customers with Due Diligence Manager. Negative News Take the guess-work out of your account research with Negative News. OFAC Sanctions Screening Get increased efficiency, coverage and accuracy from this progressive watch list system.
Branch Reporting Leverage the internal workflow systems to gain efficiency in gathering the front line information you need in your BSA & AML efforts.    

How Does BAM+ Work?

The BAM+ anti-money laundering software utilizes scenarios to detect known patterns of suspicious financial behavior. These scenarios are written specifically to give financial institutions a blended analytics approach to mitigate their risk. In the BSA/AML space, scenarios utilize rules logic, behavioral logic and typologies to detect potentially suspicious activity across multi-dimensional data sources. Once detected, Alerts are created and managed through a proprietary case management system that defines the activity type and provides an appropriate workflow for investigation and resolution. Every financial institution is different, so Banker’s Toolbox doesn’t believe in the "one-size-fits all" approach (we don’t think examiners do, either). A main benefit to BAM+ is that it can be configured based on your needs and customer base. Easy statistical analysis allows you to set effective parameters based on your “normal” ranges in order to filter out “false-positive” noise, giving you a clear picture of all potential anti-money laundering activity. Our staff provides personalized support from implementation and beyond, and we’re there every step of the way to ensure you’re using the system effectively. Each BAM+ customer has a dedicated relationship manager, so you have an expert in your court to answer any questions.

BSA/AML Experts

  • Adam McClure

    Adam McClure

    National Risk Specialist

    Read More

    Adam McClure graduated from Utica College at Syracuse University with a degree in Economic Crime Investigation. During that time, he interned in the New York Life Compliance Office, specifically addressing AML issues and FINRA regulations.  He has experience in the financial services industry, having worked in personal, business, and estate planning. Just before joining Banker’s Toolbox, Adam McClure served as the Central Texas Organized Retail Crime (ORC) Captain for a FORTUNE 500 ® company, investigating debit/credit card fraud, check fraud, Organized Criminal Enterprises, and identity theft.

    Read Less

  • Arda Leblebijan

    Arda Leblebijan

    National Risk Specialist

    Read More

    Arda Leblebijan is a career sales professional with over 14 years of experience providing compliance solutions to financial institutions and corporations. Prior to coming to Banker’s Toolbox she worked as a National Account Manager for Accuity . She has been with Banker’s Toolbox since 2012 focusing on BSA/AML, CRE Stress Testing and Wire Automation.

    Read Less

  • Bob Kim

    Bob Kim

    Chief Relationship Officer

    Read More

    Bob Kim is a CAMS certified financial crime “junkie” who oversees sales, marketing, relationship management and education and consulting teams at Banker’s Toolbox. Before joining the company in 2002, Bob Kim was the Director of Global Alliances for iPark Ventures (formerly KSI), a Silicon Valley based technology business incubator, where he assisted over 40 early stage software companies develop their organizational and market infrastructure through strategic alliance building, business planning and execution, and venture capital financing.

    Read Less

  • Elizabeth Samerjan

    Elizabeth Samerjan

    Senior Relationship Manager 

    Read More

    Elizabeth Samerjan has worked for Banker’s Toolbox during the last 8 years in several roles.  She has over 35 years of experience in the financial services industry. She began her career as a teller and has worked for both financial institutions and financial servicing organizations with her key focus in the areas of customer service and support and software installation. Elizabeth worked for several vendors prior to joining Banker’s Toolbox to include US Bank, Wells Fargo, E-Funds and FIS. Elizabeth was the Product Manager for the ASP implementations of Prime Compliance Suite at Metavante.

    Read Less

  • Jessica Caballero

    Jessica Caballero

    CRCM, Account Manager

    Read More

    Jessica Caballero is a former OCC Examiner with a focus in the Bank Secrecy Act and consumer compliance regulations. She started her career at a large community bank before joining the OCC. As an examiner, she was responsible for examining all functional areas including asset quality, consumer compliance, capital markets, and information technology for financial institutions of varying risk profiles and asset size. After her years as an examiner, she worked as a Bank Secrecy Act Officer at a small commercial bank. Before joining Banker’s Toolbox, Jessica was a compliance consultant with a boutique consulting firm assisting community banks with the implementation of Dodd-Frank. She assisted banks with the risk assessment process, policy creation, and the overall implementation of a comprehensive compliance management program.

    Read Less

  • John Meyer

    John Meyer

    Chief Product Officer

    Read More

    John Meyer has worked in the Banking and Technology industry for 15+ years, most recently as the Vice President of Development for Specialized Solutions with Harland Financial Solutions. The teams he managed provided teller, new account, internet banking, and BSA/CIP solutions for over 2000 Financial Institutions. He also supervised the design of a fraud detection engine designed to safeguard over a million internet-banking users daily. Prior to his work in software development, John Meyer worked for a community bank in Western Pennsylvania. He joined Banker’s Toolbox in March of 2012 as the Chief Product Officer.

    Read Less

  • Kevin Gulledge

    Kevin Gulledge

    CAMS, Senior Risk Management Consultant 

    Read More

    Kevin Gulledge, CAMS, is a Senior Risk Management Consultant with over a decade of experience in the retail banking industry. He worked with mid-sized and large international institutions in a variety of roles, from Teller to New Account Representative to Compliance Analyst to BSA Investigator and BSA Department Manager. He has been in his current role as consultant and educator since 2014, where he has trained institutions on functionality and best BSA/AML practices, as well as calibrated risk-based systems and consulted and worked with BSA officers and regulators on internal and external projects; including program efficiency reviews, policy and procedure drafting, risk assessments and more. Kevin is CAMS-certified and is a member of National ACAMS (Association of Certified Anti-Money Laundering Specialists) and the Central Texas ACAMS Chapter.

    Read Less

  • Michelle Florez

    Michelle Florez

    Product Manager 

    Read More

    Michelle Florez came to Banker’s Toolbox with 15 years’ experience in the financial institution industry.  She worked with retail banking for four years before moving to Bank Operations.  There she managed the Fraud Department which handled check fraud, deposit fraud, kiting, and debit card fraud and disputes.  Michelle brought the debit card dispute process in house and set up procedures for debit card investigations, tracking of disputes, and the chargeback of disputed transactions. Michelle Florez also worked in the BSA/AML department where she completed BSA investigations along with creating and reviewing SARs.  She joined Banker’s Toolbox Product Department in March 2011. Michelle is now the Product Manager over Fraud Manager, BAM+ Fraud Modules, WirePro, Kite Manager and Relationship Manager.

    Read Less

  • Michelle Lucci

    Michelle Lucci

    CRCM,CAMS Relationship Manager 

    Read More

    Michelle has over 25 years of experience in banking. She served as a Commissioned FDIC Bank Examiner for both Risk Management and Consumer Compliance working in the New York and Atlanta FDIC regions. She acted as Examiner-In-Charge for numerous Safety and Soundness, Compliance, BSA, and CRA examinations of state chartered financial institutions in the continental United States as well as Puerto Rico. Michelle also conducted Denovo bank application investigations and served as Acting Review Examiner in the Atlanta Regional Office. During the previous financial crisis Michelle also assisted on Safety and Soundness examinations of National and Federal Reserve member institutions and Savings Associations with other federal and state regulatory supervisors.

    Read Less

  • Sara Okojie

    Sara Okojie

    Relationship Manager 

    Read More

    Sara Okojie (formerly Ross) came to Bankers Toolbox with over 18 years’ experience in the Financial Industry. Her primary focus was in Customer Support and Retail Banking where she handled escalated customer issues and provided sales report. She joined the Bankers Toolbox family in April of 2012 where she worked as a Project Manager implementing an average of 50 banks a year on Bankers Toolbox software.

    Read Less

  • Susan Senterfitt

    Susan Senterfitt

    Product Specialist

    Read More

    Susan Senterfitt came to Banker’s Toolbox with 15+ years’ experience in the financial services industry. Susan was the Lead in the Deposit Compliance department where her responsibilities included supporting areas such as BSA/AML, Deposit Records and Retirement Services.  Susan also worked at a large, multinational financial institution as a BSA Specialist (AML Investigator).  She joined Banker’s Toolbox Product Department in September, 2012 as the Product Specialist over BSA Manager, CTR Manager and other branch applications.

    Read Less

  • Terri Luttrell

    Terri Luttrell

    CAMS-Audit, Senior Manager of Consulting

    Read More

    Terri Luttrell is a seasoned AML professional with over 20 years in the banking industry, working both in medium and large community and commercial banks ranging from $2 billion to $330 billion in asset size. She started her banking career in commercial lending, moving to deposit operations and the compliance/fraud arenas where she was Director and AML/OFAC Officer. She has successfully worked with institutions in implementing suspicious activity monitoring programs, installing various automated solutions, and streamlining processes while ensuring all regulatory requirements are met. She has also managed a team of AML investigators for a large/cross border institution giving her an enhanced sense of AML risk in our institutions. Since joining Banker’s Toolbox in 2012, Terri has used her extensive knowledge of BSA/AML Regulations as well as the FFIEC Exam Manual guidance to assist numerous clients in enhancing their suspicious activity monitoring program, improving written procedural practices, and evaluating the institution’s use of their automated systems. She conducts remote individual coaching sessions and group WebEx training sessions for clients based on their needs. Terri is a member of National ACAMS (Association of Certified Anti-Money Laundering Specialists) and is on the Board of the Central Texas ACAMS Chapter. She is CAMS-Audit certified.

    Read Less

  • Terry Jones

    Terry Jones

    Senior Risk Specialist

    Read More

    Terry Jones is a Certified Anti-Money Laundering Specialist with over 14 years experience servicing the financial community in the areas of Operations and BSA. She began working with Banker’s Toolbox as a Product Trainer in July 2005, transitioned to the Sales team in January 2006. In 2010, Terry worked as a Relationship Manager working directly with our customers as well working with the Sales team. Prior to Banker’s Toolbox, she worked at several financial institutions including Imperial Valley National Bank, Crocker Bank, Valley Independent Bank, and Rabobank, N.A. Terry is experienced in branch operations as well as managing Bank Secrecy Act and Anti-Money Laundering responsibilities.

    Read Less

  • Timothy White

    Timothy White

    CRCM, Business Development and Regulatory Specialist 

    Read More

    Timothy R. White, CAMS is the Business Development and Regulatory Specialist for Banker’s Toolbox, Inc. Tim has licensed AML and Sanctions Interdiction Software to over a 1400 financial institutions since he started working in the banking compliance arena in 1994. Tim is an expert on OFAC/Sanctions issues and has addressed OFAC and BSA issues at conferences throughout the United States. Tim has published articles in the ABA Bank Compliance Magazine, ACAMS Today and Western Banking Magazine. Tim was a member of the ACAMS’ Certification Exam Task Force in 2010. Tim was a member of a working group formed by the United Nation’s Al-Qaida Taliban Sanctions monitoring team pursuant UNSCR 1735 in 2007. In June 2006, at the request of the US Department of State, he addressed a EU-US Workshop on Financial Sanctions and Terrorist Financing in Vienna, Austria. Tim provided training for the; Office of the Comptroller Currency and Federal Reserve Bank’s BSA/AML specialists on OFAC and BSA compliance technologies. In 2004 Tim was a member of the ABA’s BSA – OFAC Working Group on OFAC Examination Procedures. In 2003 he addressed BSA and OFAC as a faculty member of NACHA’s Payments Institute. In 2002, Tim consulted the FBI on interdict software capabilities within the financial institution marketplace. In 2001, while working for Thomson Financial Media, and in conjunction with First Data Western Union, Tim wrote the original product requirements for the first international interdiction database called Global Regulatory File, (now Accuity’s Global WatchList™); the first commercially marketed international sanctions database. Tim serves as the chairperson of the West Coast AML Forum and is an active certified member of ACAMS first graduating class. After earning a Bachelors of Business Administration Degree BBA from the University of Iowa he attended Xerox’s International Management Center in Leesburg, VA.

    Read Less