The Easy Road to Stress Testing Success
It's one thing to know your portfolio, and another thing to know how to set up realistic stress testing factors and parameters.
Let our experts be your guide from start to finish.
- Data Gathering
- Data Completeness Review
- Data Integrity Check
- Draft Reports
- Reports Review/Consultation
- Final Reports (including Management Report)
We'll Hand You Comprehensive Stress Testing Reports
Stress testing reports from Banker's Toolbox range from portfolio-wide down to individual loans to help you get a thorough understanding of your overall portfolio and the individual loans of which it is comprised.
"The Big Picture"
Stress test of the entire CRE portfolio
"Concentration Segments"
Stress test of individual segments within the CRE portfolio
"The Magnifiying Glass"
Stress test of each loan in the CRE portfolio
High Risk Concentration Analysis
In order to identify your high-risk concentration segments, we are able to do a concentration analysis of your choice of any or all of the following categories:
- Borrower City
- Borrower State
- Borrower Zip Code
- Branch
- Business Type
- FFIEC Code
- Lending Officer
- Loan Category
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- Note Risk Rating
- Primary Collateral City
- Primary Collateral Code
- Primary Collateral State
- Primary Collateral Zip Code
- Property Type
- and more!
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Comprehensive Management Report
When the results of your stress testing have been calculated, our risk management consulting team will produce a management report tying stress test results to capital so that you can use the outcome to inform your lending decisions now and in the future.
Please
contact us for more information.